Saturday, March 24, 2012

We're too chained up by the culture, by the society. Don't just take everything wholesale. Most beliefs and practices start with some rationale, and as times change, it may not serve the same purpose anymore. For example, people believe in finding a stable job. That belief started during the industrial age. Before that, people work from home, sell the products that they made or from their own farm. However during the industrial age, due to industrialisation, factories need a lot of workers to churn out the goods for them. Therefore people move away from their home to work in factories for some stable income that selling their farm products and home made products can't give. And the most important factor is that at that period of time, inflation is nothing heard of. And there's no internet to boost sale of ur products. Which is to say that i can only sell my apple to those near me. No one is going to come all the way from China to buy my apples- Ur market is much much bigger now. What can work previously, may not be able to work now. But people's mindset is still stuck to the past. Not many people question the rationale behind it. People just follow blindly, because that's what their parents told them. There was this story that I read that this lady always cut both ends of the radish when she cook. One day, someone asked her why she did that and she replied she did not know. Her mum did that, and so she did it. Then they went to ask her mum and her mum said that she did not know too, she just follow her mum. And they went on to ask the grandma. And the grandma said that it's because her pot was too small, therefore she had to cut both ends of the radish to fit into the pot. We blindly follow things without real thinking..

Monday, March 12, 2012

Was reading the news that the government is setting up more rules for money lenders and some of them said that they may throw in the towel as their profit margin is already very low. And when people can't find legalised money lender, they'll go to loan sharks to borrow money.

I would feel that the crux of the problem is not loan sharks or money lender. To solve it, it still boils down to education of the public. Our pawnshop advertisement, with the actors and actresses endorsing for them, brings across the idea that it's alright not to manage ur money. If u have no money, just go to the pawnshop to exchange for money.

Our society, our school avoid the talk of money or money management. When we ran out of money, we ran to the advice of equally poor people. Instead of tackling the root of the problem, we just try to cure the symptoms, and facing the same problem a while later. Anyway, tackling the symptoms is far easier than tackling the root of the problem...

Sometimes it's good to break the bridges behind. Dun give urself any excuses or anything to fall back on. This is the only way to move forward.

We tend to avoid stepping out of our comfort zone for fear of the unknown. What if I fail? What if I dun like it outside? What if? What if?

Fear is one thing. Another is laziness. Who wants to do extra work? Isn't it better to do the very least? At least  1) you have more time for urself, 2) you won't have the fear of failure. 3) you won't waste ur effort and time if it fails.

On top of that, everyone wants to be like the rest. Why should I be a millionaire when all  my frens r happy earning $4k a month? Why be the odd one out? Why be special?

 Actually, all these just means that the person does not has a want, but just a hope. Hope for a better life, hope for striking rich, hope for anything and everything. With hope, there's no need to do anything. No extra effort needed. 


Thursday, March 01, 2012

One of my friend and I both feel that some people just deserve to be failures in life. Forgive me if I sound harsh. Failure may not be a bad thing. Everything is amoral if u look at it in a bigger picture.

I have a fellow colleague who has been dabbling in the stock market for over 10 years. And he has been losing money. He always mention to me how he played the stock market and I always tell him his mistakes, but he never change and persist in his own ways. He set his own rules, which is not wrong, but it is not making him money. Instead of finding out the mistakes, which I had pointed out to him many times, he still continue his own way until today, he finally said that he is not touching the stock market anymore...

And today, I asked if he believed in luck. He say yes. He took his stock market experience as an example and blame his luck for losing money. Well, I had told him his mistakes many times and he refuse to listen. He took the market as a gambling den and refuse to learn and then conveniently push the blame to luck.

For me, I believe in luck to a certain extent. Of cos, we can't choose where we r  born into. We can't choose our looks. We can't choose our parents. We can't choose the country that we will be in. But there are many other things that we can choose. I can choose what we believe in. We can choose to believe in something. We can choose to work hard for something. And I think all those that we can choose far outweigh those that we can't choose.

People tend to group everything they can't understand into luck. They say that the person who got promoted is due to luck, but do they try to understand the hard work that person put into without him knowing? Or even if that person played some game to attain that position, at least he bother to learn how to play that game and played it to his advantage.