Protons, neutrons, and electrons are not physical things but packets of energy or voids. And those non physical things make up atom. So atoms are non physical. And we r made of millions, billions and trillions of atoms, so we r non physical too. But why do we see ourselves as a solid and physical things? Thoughts change it to physical form so that we can perceive. A chair is just a mass of vibrating energy and is formless until we perceive it into the form we wanted it to be.
Experiments have shown that an electron behave like packets of energy or physical particles depending on the observer. When the observer wants to see it as energy form, it behave as energy form. When he wants to see it as physical form, it behave like a particle.
When a tree in the jungle fall, is there any sound? There is no sound, unless there is someone around there. We perceive things and placed it, from thoughts into physical form. Collectively as a whole, we use thoughts to change it into physical form. For example, when u can't see something, it's not there unless there is someone or u urself who perceived it to be there and it's there.
Suddenly I am awaken to the idea that it makes no financial sense to own a car. Without a car, I can save an extra of about $1000 a month. It adds up to $12,000 a year. Yes, car can buy convenience, but for $12,000 a year?
Even now with a car, I travel by public transport if it's too far. So it makes no difference whether I have a car or not. With $1000 a month, I can travel the whole of Singapore many times round and round.
As for my job, I see many colleague without cars too and they can still survive. As long as we plan viewings well, it can still be done. Anyway, I serve more sellers and landlords, so I can always take public transport down. And I prefer to take public transport as I can read my book or do my own reflection on bus or train but I can't do it when driving.
Most of us will get a chance to manage over millions of dollars in our life time. Suppose our monthly salary is $2500. One year we'll have $30k inflow into our bank account. And taking retirement age to be 65 and entering workforce at 22, we have $1.29 millions inflow to our account. Of coz, I did not take into account income tax, inflation etc. However, I also did not take into account yearly bonuses, yearly increment, performance bonuses etc.
Comes to my point. If there are millions of dollars inflow to our account, why is it that many people have less than $200k in their bank after retirement? Where does the bulk of that one million goes to?
We cannot control our salary to a certain extend. However we can always control our expenditures. Of coz, we need to eat, shit, bath and all these costs money. But I suppose we can eat at home or in hawker centre instead of restaurant, use cheaper toilet paper, or use less water to bath. If u have $1.29 million and u spend $290000 on expenditure, u still have $1 million. If you spend $1 mil, u only have $290000 in ur bank.
Another thing people often say is life is short, enjoy life. That is the assumption that ur life is short. What if u can't die and live a long life?
What's the next step?
Feeling very drained after my trip to Batam. Perhaps it's just like running. Once u stop, u'll feel more tired.
Been on my feet everyday for the last 2 years. I get uncomfortable having one day not earning any money. Having 5 sources of income is not what many people can do. I feel very happy, as I'm working for myself. But somehow the Batam trip really break my tempo and make me relook into my life again.
Miko said that sometimes we must slow down our pace to look at the scenery. I had not done that for a long time. Going to orchard once in a blue moon. Everyday is packed with relief, tuition, property, trading etc... Working 7 days a week, 365 days a year.
I began to wonder if property is for me. Think I have lost the drive. I begin to hate weekend, which means I have to help clients find houses. I prefer weekdays as I can go school to "babysit".
I like the freedom of doing what other people cannot do. But in the end I deprive myself from doing it. I like to go to airport and decide which country I want to go and immediately buy the air tix and just go. But I stop myself from doing that because I want to save up the money. One day on holiday means one day not earning money. And perhaps the $500 I save, if I put into trading, I may get back more than just $500.
Used to be a spendthrift, and now, at the opposite end of the spectrum. Suddenly realise the value of money after I came out from Army. And my parents not getting any younger, therefore I must have some money for rainy days. Because in Singapore, you can die but cannot fall sick.
I am thinking of starting a company. Cos I see my colleagues, mostly aunties, being IT illiterate. Therefore it came to my mind to help them do powerpoint presentation for them to present to their clients. Of coz, this can't be long term. But the fact that there's no overhead, it is still profitable to do. It is just another source of income, which adds to my 6th source of income, and for me to pull thru till my golden egg hatch.
